Insiders of the Bank
1. In connection with questions received from territorial bodies of the Bank of Russia and banks, the Bank of Russia clarifies that insiders of the bank, i.e., individuals capable of influencing the decision to grant loans by the bank, for whom the calculation of the composite risk amount ratio (N10.1) is established, may be included according to Chapter 7 of the Instruction of the Bank of Russia dated January 16, 2004, No. 110-I "On mandatory banking ratios," registered by the Ministry of Justice of the Russian Federation on February 6, 2004, No. 5529 ("Bulletin of the Bank of Russia" dated February 11, 2004, No. 11):
members of the board of directors (supervisory board) of the bank;
the sole executive body, its deputies, members of the collegial executive body, members of the credit committee (board);
chief accountant of the bank (branch), head of the bank branch, and persons replacing them;
the sole executive body, its deputies, members of the collegial executive body, members of the board of directors (supervisory board) of the managing company of a banking holding, as well as organizations belonging to the banking holding, banking group, consolidated group including the bank, and organizations dependent on or subsidiaries of the bank, or persons replacing them;
members of the boards of directors (supervisory boards) of participants in a financial-industrial group; members of the collegial executive bodies of participants in a financial-industrial group; physical persons exercising the powers of the sole executive body of participants in a financial-industrial group, if the bank is a participant in a financial-industrial group registered in accordance with the Federal Law "On Financial-Industrial Groups" (Collection of Laws of the Russian Federation, 1995, No. 49, Article 4697);
spouse, parents, children, adopters, adopted persons, full siblings, half-siblings (those who share either a father or mother), grandfather, grandmother, and grandchildren of the persons listed in paragraphs 2 through 5 of this item;
persons who at the time of obtaining the credit belonged to those listed in paragraphs 2 through 6 of this item, and who have not fulfilled their obligations under credit requirements on the day they ceased to belong to them;
bank employees, as well as other individuals who have the ability to influence the nature of the decision made by the bank regarding the granting of a credit (including employees of credit institutions who, due to their position, have access to confidential information that allows influencing the decision on granting a credit by the bank)
Source: Official Explanation of the Bank of Russia dated 17.12.2004 No. 31-OR "On Application of Certain Provisions of the Instruction of the Bank of Russia dated 16.01.2004 No. 110-I 'On Mandatory Capital Adequacy Ratios of Banks'"
Морфология
Род
Понятие «инсайдеры банка» мужского рода.
Склонение и число
| Падеж | Единственное число | Множественное число |
|---|---|---|
| Р | инсайдера банка | инсайдеров банка |
| Д | инсайдеру банка | инсайдерам банка |
| В | инсайдера банка | инсайдеров банка |
| Т | инсайдером банка | инсайдерами банка |
| П | инсайдере банка | инсайдерах банка |