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Credit institutions experiencing serious financial difficulties


2.5. Group 3. Credit institutions experiencing serious financial difficulties.

Credit institutions that have clearly defined problems in their operations or where it is evident that serious problems are likely to arise in the future, but there is no basis for classifying these credit institutions as being in a critical financial position (Group 4), may be included in this group.

The following credit institutions may be classified into Group 3:

2.5.1. Those that do not meet the capital adequacy ratios (N1) (provided that the capital adequacy ratio is no less than 5%) and/or the immediate liquidity (N2), and/or the current liquidity (N3) requirements;

2.5.2. Those that have violated the mandatory reserve requirements established by the Central Bank of Russia for more than three working days, and/or have committed two violations in the calculation of the required level of mandatory reserves within the last three months.

Group 3 may also include credit institutions that have not submitted the required reporting forms by one reporting date, as well as the calculation of the regulation size of mandatory reserves or submitted them with a delay exceeding five working days, as well as credit institutions that systematically (two or more times during the last six months) delayed submission of the required reporting forms by up to five working days

Source: Central Bank of Russia Instruction No. 766-U dated March 31, 2000 (as amended on December 21, 2000) "On the criteria for determining the financial condition of credit institutions"

Морфология

Род

Понятие «кредитные организации, испытывающие серьезные финансовые трудности» женского рода.

Склонение и число

Падеж Единственное число Множественное число
Р кредитной организации, испытывающей серьёзной финансовой трудности кредитных организации, испытывающих серьёзных финансовых трудностей
Д кредитной организации, испытывающей серьёзной финансовой трудности кредитным организации, испытывающим серьёзным финансовым трудностям
В кредитную организации, испытывающую серьёзную финансовую трудность кредитные организации, испытывающие серьёзные финансовые трудности
Т кредитной организации, испытывающей серьёзной финансовой трудностью кредитными организации, испытывающими серьёзными финансовыми трудностями
П кредитной организации, испытывающей серьёзной финансовой трудности кредитных организации, испытывающих серьёзных финансовых трудностях
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