Encyclopedia
Sources of Credit History Formation
Sources of credit history formation are organizations that are lenders under loan agreements, installment service operators, and organizations to which the user of the installment service pays the price of the agreement for providing the installment service (excluding cases specified in paragraph 3.1 of this article)1.
Federal Law No. 218-FZ dated December 30, 2004 "On Credit Histories", as amended on April 1, 2026, Article 5, paragraph 3.2 // Official Gazette of the Russian Federation. 2005. No. 1. Article 44. ↩