Encyclopedia
Information on Average Monthly Payments
Information on average monthly payments — the amounts of average monthly payments by a physical person under concluded loan (credit) agreements, calculated by credit history formation sources in accordance with the order established by the Bank of Russia, as well as for each loan (credit) agreement used to calculate the amount of the average monthly payment, information about the unique identifier of the agreement (transaction), assigned to the relevant loan (credit) agreement, on the total cost of the loan (credit) in accordance with the loan (credit) agreement in annual percentage rate, on the date of actual termination of the obligation under the loan (credit) agreement (in case of termination of such an obligation), on credit history bureaus where information about the loan (credit) agreement is stored, and other information relating to the relevant loan (credit) agreement1;
Federal Law No. 218-FZ dated December 30, 2004 "On Credit Histories", as amended on October 1, 2026, Article 3, subpara. 12 // RSFSR Gazette. 2005. No. 1. Art. 44. ↩