Encyclopedia

Subject's Consent to Credit History Information


The consent of the subject of a credit history is considered to be provided to the assignee under the loan (credit) agreement or another agreement, the information regarding obligations under which is transferred to the credit history bureau1.

The consent of the subject of a credit history confirms that the credit history bureau has such consent by indicating details about this consent, including its purpose (purposes) and the date of issue. In cases where an agreement is concluded, the information regarding obligations under which is to be transferred to the credit history bureau, the date of conclusion of the agreement is also indicated, as well as, in cases provided for in paragraph 11 of this article, the grounds for transferring the consent (if any)2.

  1. Federal Law No. 218-FZ dated December 30, 2004 "On Credit Histories", as amended on September 1, 2023, Article 6, paragraph 11 // RSZ RF. 2005. No. 1. Article 44. ↩

  2. Federal Law No. 218-FZ of December 30, 2004 "On Credit Histories", as amended on January 1, 2022, Art. 6, para. 12 // RSZ RF. 2005. No. 1. Art. 44. ↩