Suspicious Monetary Transaction
The operation may be considered suspicious and requiring increased attention from the Bank if its amount, when performed once or repeatedly (within one month), is equal to or exceeds 1000 minimum wage rates - for individuals, equal to or exceeding 10,000 minimum wage rates - for legal entities, and falls within the following list of operations:
1. Operations by legal and physical persons with cash funds:
a) withdrawal from an account or deposit into an account of a legal entity in cash form when this is not justified by the nature of its activities;
b) sale (purchase) of foreign currency in cash by individuals;
c) acquisition by individuals of securities for cash payment;
d) receipt by an individual of funds by a bearer check issued by a non-resident, or by a check the amount of which is declared as a prize;
e) exchange of banknotes of one denomination for banknotes of another denomination;
e) crediting of cash in packages sealed by another bank to an account (deposit).
2. Operations of legal and physical persons on bank accounts (deposits):
a) crediting of cash by a legal or physical person to accounts (deposits) within one day in different branches of the bank;
b) crediting of funds to an account (deposit), which are accumulated and then transferred to another bank (branch), including those located abroad;
c) placement of funds into a bank deposit with the issuance of documents confirming the deposit on behalf of the bearer;
d) crediting of funds to an account, operations on which have not been carried out or have been insignificant, with instructions for the payment of funds in cash;
e) opening of a deposit (account) in favor of third parties with the crediting of cash to it;
f) opening of deposits (accounts) formed from paid bank and travel checks;
j) transfer of funds to a "numbered" account (deposit) abroad and receipt of funds from a "numbered" account (deposit) from abroad;
k) crediting and/or debiting of funds to/from a recently established legal entity or a legal entity, the account operations of which were insignificant;
l) inflow of foreign currency into the account of a legal entity under international trade agreements as a commercial credit for obligations that this legal entity does not fulfill;
m) crediting to an account of funds received from a legal (physical) person located (residing) and/or owning an account in a bank registered in regions (including offshore and free economic zones, as well as regions with unstable political and economic situations or associated with the production of narcotic substances), with which the party conducting the transaction does not have stable commercial contacts;
l) write-off of monetary funds in favor of a legal (physical) entity having its location (residence) and/or being the owner of an account in a bank registered in regions (including offshore and free economic zones, as well as regions with unstable political and economic situations or associated with the production of narcotic substances), with which the party conducting the transaction does not have stable commercial contacts.
3. Operations by legal and physical persons related to obtaining and providing loans (loans) in cash form:
a) application for a loan secured by a savings (deposit) certificate;
b) granting or receiving a loan (loan), the performance of obligations under which is secured by a document confirming the presence of a deposit in a foreign bank by the borrower;
c) granting or receiving a loan (loan) with an interest rate exceeding the average interest rate on monetary instruments in the domestic and external market
Source: of the Bank of Russia dated 03.07.1997 No. 479 "On Methodological Recommendations Regarding Issues of Organizing Work to Prevent the Inflow of Income Obtained Illegally into Banks and Other Credit Institutions"
Морфология
Род
Понятие «подозрительная операция с денежными средствами» женского рода.
Склонение и число
| Падеж | Единственное число | Множественное число |
|---|---|---|
| Р | подозрительной операции с денежными средствами | подозрительных операций с денежными средствами |
| Д | подозрительной операции с денежными средствами | подозрительным операциям с денежными средствами |
| В | подозрительную операцию с денежными средствами | подозрительные операции с денежными средствами |
| Т | подозрительной операцией с денежными средствами | подозрительными операциями с денежными средствами |
| П | подозрительной операции с денежными средствами | подозрительных операциях с денежными средствами |