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Deposit
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Deposit — monetary funds placed by individuals or in their favor in credit institutions on the basis of a bank deposit agreement or a bank account agreement prior to the coming into force of this Federal Law, unless otherwise provided by this Federal Law1.
Deposit — monetary funds in the currency of the Russian Federation or foreign currency placed by individuals for storage and earning income. Income from a deposit is paid in cash form as interest. A deposit is returned to the depositor upon his first request in accordance with the procedure provided by federal law and the relevant agreement for this type of deposit2.
Deposit — monetary funds in the currency of the Russian Federation or foreign currency placed by depositors or for their benefit in a bank on the territory of the Russian Federation on the basis of a bank deposit agreement, a bank account agreement or a housing savings agreement, including capitalized (credited) interest on the deposit amount. For the purposes of this Federal law, electronic money of persons referred to in paragraph 4 of this article are also considered deposits3.
Deposit — monetary funds in the currency of the Russian Federation or foreign currency placed by individuals or for their benefit in a bank not participating in the deposit insurance system on the territory of the Russian Federation on the basis of a bank deposit agreement or a bank account agreement, including capitalized (credited) interest on the deposit amount4.
Federal Law No. 39-FZ of April 2, 2014 "On the Protection of the Interests of Physical Persons with Deposits in Banks and Separate Structural Units of Banks Registered and (or) Operating on the Territory of the Republic of Crimea and on the Territory of the City of Federal Importance Sevastopol". 2014, as amended on July 30, 2017, Article 3, Subparagraph 1. ↩
Federal Law No. 17-FZ of February 3, 1996, "On Amendments and Additions to the RSFSR Law "On Banks and Banking Activities in the RSFSR" of February 3, 1996, as amended on February 3, 1996, Article 36 // RSFSR Collection of Laws. 1996. No. 6. Article 492. ↩
Federal Law No. 177-FZ of December 23, 2003 "On the Insurance of Deposits of Physical Persons in Banks of the Russian Federation", as amended on February 1, 2027, Article 2, Subparagraph 2 // Collection of Laws of the Russian Federation. 2003. No. 52. Article 5029. ↩
Federal Law No. 96-FZ of July 29, 2004 "On Payments by the Bank of Russia for Deposits of Physical Persons in Banks Declared Bankrupt and Not Participating in the Compulsory Deposit Insurance System for Physical Persons in Banks of the Russian Federation", as amended on January 1, 2019, Art. 3, subpara. 1 // RSZ RF. 2004. No. 31. P. 3232. ↩
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