Heir - a natural person or legal entity specified in Article 5.1 of this Federal Law, who has acquired by inheritance the right to claim with respect to a deposit (share in a joint account), for which payment of compensation to the depositor has not been made1.
Heir - a natural person who has acquired by inheritance the right to claim with respect to a deposit, for which payment of insurance compensation to the depositor has not been made (hereinafter referred to as heir). The heir is entitled to exercise the rights of the deceased depositor provided for in this Federal Law from the moment the heir is issued a certificate of the right of inheritance or another document confirming his right of inheritance or the right to use the deceased's funds2.
Federal Law of December 23, 2003 No. 177-FZ "On Insurance of Deposits of Individuals in Banks of the Russian Federation", as amended on October 1, 2020, Article 9, paragraph 3 // Official Gazette of the Russian Federation. 2003. No. 52. Page 5029. ↩
Federal Law of December 22, 2008 No. 270-FZ "On Amending the Federal Law 'On Insurance of Deposits of Individuals in Banks of the Russian Federation' and Other Legislative Acts of the Russian Federation" from December 22, 2008, as amended on December 22, 2008, Article 1, subpara. a#2 // Official Gazette of the Russian Federation. 2008. No. 52. Page 6225. ↩